RateArk Get Started
Skip to content
Debt relief program

There is no need to strike out over credit cards.

Does it feel like your financial situation is at the bottom of the ninth inning? Let a dedicated specialist coach you through your best options so you can stay in the game.

  • One monthly program payment
  • Average program length of 32 months
  • Become debt free in as little as 24 months
  • Some clients save up to 46% before program fees and 21% after fees
Chat Now

Free consultation · No obligation · Checking does not affect your credit score

A baseball made of credit cards on a stadium home plate

How it works

Three steps to a single payment

JG Wentworth negotiates with your creditors to settle enrolled unsecured debts for less than the full balance.

1

Free consultation

Talk to a debt relief specialist about what you owe and where you are behind. It is free and there is no obligation.

2

One monthly payment

Instead of juggling several card bills, you make a single monthly program payment while your balances are negotiated.

3

Settle and finish

Programs run 24 to 60 months, averaging 32. Some clients become debt free in as little as 24 months.

See if you qualify for debt relief

Move the slider to match your approximate total unsecured debt.

$20,000
$10,000$100,000+
See If I Qualify

The program is aimed at $20,000 or more in unsecured debt. Not all debts are eligible for enrollment.

Good to know

How JG Wentworth is rated

Trustpilot

4.8 out of 5

BBB

A+ Accredited

Google

4.5 out of 5

Ratings shown as published by JG Wentworth on Trustpilot, the Better Business Bureau, and Google. Ratings and review counts change over time.

Stay in the game

A free consultation with a debt relief specialist takes about 15 minutes.

Talk To A Specialist

Questions

JG Wentworth, answered

Is JG Wentworth an insurance company or a lender?
No. JG Wentworth runs a debt resolution program. It negotiates with your creditors to settle enrolled unsecured debts for less than the full balance. It is not a loan and not credit counseling.
How long does the program take?
Programs run between 24 and 60 months, with an average program length of 32 months. Some clients become debt free in as little as 24 months.
How much could I save?
Clients who stay with the program and get all enrolled debt settled realize approximate average savings of 46% before the 25% program fee, which is about 21% after fees. Results vary and not all debts are eligible.
Will it affect my credit?
Yes. Using debt settlement and not paying creditors will likely harm your credit rating, may lead to collections or lawsuits, and may increase what you owe through fees and interest.
How much debt do I need?
The program is aimed at people falling $20,000 or more behind on unsecured debt such as credit cards.

Advertisement. rateark.com is a marketing affiliate and is not JG Wentworth; we may be compensated when you request a consultation. Debt resolution is not a loan and not credit counseling.

By clicking "Get Started," "Chat Now," "See If I Qualify," or "Talk To A Specialist," you agree that JG Wentworth may contact you at the number and email provided with calls, texts, or prerecorded/artificial voice messages about their products and services. Consent is not a condition of purchase. Message/data rates apply. You can withdraw consent anytime.

Program length varies depending on individual situation. Programs are between 24 and 60 months in length. Clients who are able to stay with the program and get all their debt settled realize approximate average savings of 46% before the 25% program fee. Not all debts are eligible for enrollment. References to "debt free" refer only to enrolled unsecured debt.

This is a debt resolution program provided by JGW Debt Settlement, LLC ("JGW"). JGW offers this program in the following states: AL, AK, AZ, AR, CA, CO, FL, ID, IN, KY, LA, MD, MA, MI, MS, MO, NE, NM, NV, NY, NC, OK, PA, PR, SD, TN, TX, UT, VA, DC. If a consumer residing in any other state contacts JGW, they may be connected with a law firm that provides debt resolution services in their state.

Debt resolution program results vary by individual situation, so these services are not appropriate for everyone. Not all individuals who enroll complete the program, including because of their ability to save sufficient funds. Savings resulting from successful negotiations may result in tax consequences; please consult a tax professional. The use of debt settlement services and the failure to make payments to creditors: (1) will likely adversely affect your creditworthiness and make it harder to obtain credit; (2) may result in your being subject to collections or being sued by creditors or debt collectors; and (3) may increase the amount of money you owe due to the accrual of fees and interest. Not all creditors will agree to reduce principal balance. JGW fees are calculated based on a percentage of the debt enrolled in the program. Read and understand the program agreement prior to enrollment.

JG Wentworth does not pay or assume any debts or provide legal, financial, tax advice, or credit repair services. Consult independent professionals for such advice. This is a solicitation.

Start My Free Consultation